Mutual Fund Calculator
Calculate the future value of your mutual fund investment.
Effective Returns:
Invested Amount
₹2,40,000
Returns Generated
₹69,174
Total Amount
₹3,09,174
Input fields:
Popular Calculators
Explanation
A mutual fund is a collection of money that is professionally managed by a fund manager. It is a trust that collects money from a group of investors with similar financial goals and invests it in stocks, bonds, money market instruments, and/or other securities as per the mutual fund scheme's mandate.
If you want to invest a lump sum in a mutual fund, you need to know your future accumulated amount based on the expected returns for the entire period.
The formula to determine Mutual fund returns
For Lump Sum: A = P × (1+r)^n For SIP: FV = P × [(1+r)^n - 1] / r × (1+r) where P = Investment, r = Rate per period, n = Number of periods.
Mutual Fund Calculator — FAQs
A mutual fund pools money from multiple investors to invest in diversified securities like stocks, bonds, and other assets, managed by professional fund managers.
SIP (Systematic Investment Plan) involves investing a fixed amount regularly (monthly), while Lump Sum is a one-time investment of a larger amount.
No, mutual fund returns are subject to market risks and are not guaranteed. However, historically, equity mutual funds have delivered 12-15% annualized returns over long periods.
Most mutual funds allow SIP investments starting from ₹500 per month, though some funds may have a minimum of ₹100.
Want more advanced calculators?
Download the Ortus Finance app for SIP, Goal SIP, NPS, CAGR, FIRE, and Tax calculators.
Download on Play Store